Personal Loan review | Bad Credit Loans Guaranteed Approval $1,000

screenshot of websiteIf you find yourself in need of an instant personal loan but have bad credit, you're in the right place. This article will guide you on how to secure bad credit loans up to $10,000. The lending platform we're exploring is, which is distinct from CashNetUSA. serves as a loan broker, connecting borrowers with suitable lenders.

Overview of acts as a marketplace for lenders and borrowers, facilitating personal loans for individuals with bad credit. Although it isn't a direct lender, it can provide a bad credit loan without a hard credit check.

Pros and Cons


  • Loan amounts range from $500 to $10,000.

  • All credit types are accepted.

  • Funds can be received as soon as the next business day.

  • Available online 24/7.


  • is not a direct lender.

  • There may be high APRs.

Bad Credit Loans Guaranteed Approval $1,000 offers a platform for lenders and borrowers to connect, making it possible to secure a personal loan even with a bad credit history. However, it's crucial to note that interest rates and repayment terms vary among lenders. While approval is not guaranteed, provides opportunities for those struggling with bad credit.

Annual Interest Rate (APR) and Fees

The APR on ranges from 5.99% to 35.99%, depending on your creditworthiness. Unlike traditional lenders, allows individuals with bad credit to apply for personal loans.

Minimum Credit Score Required

According to the CashUsa website, no specific credit score is required. Applicants can submit their information, including personal and banking details, with a minimum credit score above 500 to qualify for a personal loan exceeding $1,000.

Offered Loan Amount provides personal loan amounts ranging from $500 to $10,000. However, those with a credit score below 500 may not qualify for loans exceeding $1,000.

Eligibility Criteria and Required Documents

Before applying for a bad credit loan, applicants must meet certain criteria, including being at least 18 years old, having a valid ID, being a U.S. citizen or permanent resident, and maintaining a post-tax income of over $1,000. Required documents include valid identity proof, date of birth, current mobile number and email ID, an American bank account, and a social security number.

Repayment Terms offers repayment terms ranging from 3 to 72 months. Before accepting any loan agreement, it's crucial to thoroughly read and understand all associated expenses.

Example Loan from

For instance, a $5,000 loan over 36 months with an 18% APR would result in monthly payments of $179.35, totaling $6,456.68.

How to Apply for

To apply for a loan on, follow these steps:

  1. Visit

  2. Enter your zip code, social security number, and date of birth.

  3. Provide information about the loan amount and reason.

  4. Submit employment and banking details for fund deposition.

  5. Your form will be reviewed and sent to lenders.

  6. Lenders will offer a personal loan proposal.

Conclusion is a user-friendly platform enabling individuals with poor credit to secure personal loans up to $10,000. The straightforward process, secure website, and 24/7 availability make it a convenient option for those in need.

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